Your German
Health Insurance

Health Insurance

Accompanying
family members

Health Insurance

Job applicants
after graduation

Health Insurance

Guest Scientists

Health Insurance

Students

Health Insurance

Participants in
language courses

Health Insurance

PhD students

VELA Scholarship

Apply now and earn your VELA Scholarship

The VELA scholarship of 900 € for the winter semester will enable you to concentrate fully on your studies during your stay in Germany. Are you interested?
Then apply for the scholarship until September 20, 2020. Here you can find more information.

 

 


Our offer

VELA offers effective and favorable insurance for your studies in Germany to make sure that you are insured in the best possible way. Apart from the very important health insurance, we can also provide you with a liability and accident insurance here with us.


German health insurance for foreign students

Just imagine that after each medical consultation or hospital stay, you were to pay a high invoice out of your own pocket. This can be very expansive. To avoid financial difficulties a health insurance coverage is mandatory by law in Germany.In case of health problems, health insurers are to provide the insured person with the money that is needed to pay.

With VELA you can choose the tariff that fits your needs. Why VELA? VELA offers optimal insurance coverage to make sure you can concentrate on your stay in Germany. With our tariffs VELA Optimal and Basis even psychotherapeutic are covered, a real highlight!

VELA Light

  • deductible: 50.00 €

  • medical aids that result from an accident up to 250.00 €

  • return transport to own country for medical reasons up to 3.000,00 €

VELA Optimal

  • accident related aids for 100 %

  • return transport to own country for medical reasons for 100 %

  • psychotherapeutic treatments

  • dentures: 100 % of the costs, max. 2,600.00 € within 12 months

VELA Basis

  • medical aids that result from an accident up to 250.00 €

  • return transport to own country for medical reasons up to 3,000.00 €

  • psychotherapeutic treatments

  • dentures: 50 % of the costs, max. 300.00 € within 12 months

Are you under the age of 30?

In this case we are usually not able to provide you with insurance coverage, since in principle a membership in the statutory health insurance is mandatory. Here you can find more detailed information:

FAQ

Just one click will take you automatically to our advertising partner DAK for taking out statutory health insurance coverage.


Liability and accident insurance

In addition to the very important health insurance coverage, we recommend to take out a liability / accident insurance. In case of an accident the accident insurance provides insurance benefits (e.g.for the disability case).

The liability insurance is useful when you cause a loss or damage to others. With our tariffs VELA Kompakt and VELA Komfort you combine these two important insurances. 

VELA Compact

  • liability: personal injuries and property damages up to 1 m €

  • accident: disability sum up to 20.000 €, for full disability up to 70,000 €, sum payable at death: 10,000 €

VELA Comfort

  • liability: personal injuries and property damages up to 2,5 m €

  • accident: disability sum up to 40.000 €, for full disability up to 140,000 €, sum payable at death: 20,000 €

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